Morgan Highfield & Land

Car Leasing Essex

With Morgan Highfield & Land, leasing a prestige car in Essex is easy, safe and reasonably priced. Continue below to find out more about our lease deals, including BMW, Tesla and Audi.

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Dedication beyond measure

Prestige Essex Vehicle Leasing

At Morgan Highfield & Land, leasing a wide range of prestige cars in Essex is now more affordable than ever before. We stock many high-end vehicles in our showroom, including Audi, Porsche, Lexus, Tesla, BMW, Maserati, Jaguar, Polestar, Mercedes-Benz and Land Rover. Our contract hire service offers a hassle-free way of leasing a brand-new luxury car, which is a great alternative to car ownership, PCP, and other forms of motor finance.


Expertise & Knowledge Of Premium Brands

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Our insight is unmatched. Our knowledge and experience can help you choose the best car for your needs.


No Admin Charges Or Broker Fees

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With Morgan Highfield & Land, you won’t pay additional admin fees or broker charges. You’ll get great service as standard and a competitive price.


UK Delivery & Inclusive Road Tax

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Our prices cover your delivery to Essex and all mainland UK destinations, including road tax for the duration of the contract hire agreement, with no hidden charges.

Business Contract Hire

Business Car Leasing with Morgan Highfield & Land allows you to drive a prestigious vehicle, without paying a large upfront fee. By choosing Business Contract Hire, you can benefit from a new car, but you don’t need to go through the traditional methods of lending like you would when buying a car outright.

This means that you can free up funds, potentially to use elsewhere within your business, and you can opt to lease any of our prestige vehicles, such as a Tesla Model 3, Polestar 4, or Porsche Macan 4.

Business Contract Hire requires a credit agreement between your actively trading business and a financial lender, and our leases run from between a minimum of 2 to a maximum of 5 years. Once your lease period is up, you simply hand back the keys. This means that you won’t be responsible for any future re-sales, you just simply hand back the keys once your lease period is over.

To find more available options, or to speak with us directly, simply contact us and we will prepare an offer to suit your specific needs.

All Business Lease Deals

All you need to know about

Business Car Leasing in Essex FAQs

We offer a variety of prestige vehicles to choose from, including Audi, Lexus, MINI, Tesla, Porsche, Polestar, Mercedes-Benz, Land Rover, BMW, Lotus, Jaguar and Maserati. You simply pick the model which suits you, and which fits within your budget.

Once you have found your perfect prestige car, you then make an initial rental payment and choose the length of your lease period. This can be between 2 and 5 years in length. Our offer is tailored to you, and it is based on your business’s agreed annual mileage and initial rental payment.

When the lease period ends, you must return the car and hand over the keys. If the vehicle is in a condition that meets Fair Wear and Tear and adheres to the terms and conditions of your finance agreement, there will be no additional costs incurred.

Leasing a prestigious vehicle with Morgan Highfield & Land can help protect your business from the burdens of vehicle ownership. This includes issues that might arise from the resale of the vehicle or losses from depreciation. As the ownership of the vehicle is never passed on to you, it is the responsibility of the lender to resell the vehicle at the end of the lease period, once you have returned the keys.

We offer a wide range of options for initial rental payments, starting from just one payment of the monthly rental cost. We also provide options for 1, 3, 6, 9, or even 12 rentals in advance. When you choose business contract hire with Morgan Highfield & Land, you won’t have to invest large amounts of your business’s working capital into vehicle ownership as the cost is paid over manageable monthly payments.

We always include road tax in our fee, and you can include a maintenance package in your lease. This covers servicing and replacement tyres. All you need to do is comprehensively cover the vehicle, fuel up, and go.

With Morgan Highfield & Land, there are many advantages to leasing a vehicle with us. This includes:

  • Forward planning and budgeting is easier with fixed monthly payments
  • Reduced administration time and costs
  • No ownership risks
  • Low initial rental payment (starting from the equivalent of one month’s rental cost)
  • The ability to exit the agreement at any time (early termination charges apply)
  • Your choice of a rental period (from 24 to 60 months)
  • Maintenance packages available
  • Road tax is included in the monthly rental
  • A simple ‘hand back’ process after the contract


When leasing for business purposes, you need to consider if you can:

  • Maintain the monthly payments
  • Provide the vehicle with Comprehensive Insurance
  • Potentially pay for damages to the vehicle which might be outside of your insurance or personal remit
  • Afford the charges if you choose to end your term early.

Other areas worth considering may include:

  • You will never own the vehicle
  • A charge of pence per mile will be incurred, should you go over your agreed mileage
  • All rentals are subject to VAT, and road tax may be subject to incremental increases at the prevailing rate.


Whilst we offer prestige car leasing to every Essex postcode, we also offer our services to anyone who lives within the mainland UK. This means that we cover:

  • Edinburgh
  • Birmingham
  • Leeds
  • Cardiff
  • Sheffield
  • Liverpool
  • York
  • Leicester
  • Bristol
  • Nottingham
  • Manchester


Personal Contract Hire

Personal Contract Hire offers an affordable way to lease a luxury car. Since high-value cars are more likely to depreciate over time, personal contract hire is the perfect solution for those who want to drive a luxury car without being affected by depreciation costs. We provide excellent leasing deals on luxury models from brands like Audi, Tesla, and Porsche. We offer leasing deals for all-electric vehicles, including Lexus, MINI, Lotus, BMW and Polestar.

At Morgan Highfield & Land, our deals enable you to drive a luxury car for less without any of the risks associated with owning one, such as high maintenance and repair costs.

All you need to know about

Personal Contract Hire FAQs

Personal Contract Hire is an agreement between the customer and the financial lender. Under this agreement, you will lease the car for a set period and agree to a mileage allowance. Any excess mileage will result in additional charges, calculated on a per-mile basis.

With Morgan Highfield & Land, your fixed monthly rental payments always include road tax, however, road tax may alter your payments, if the prevailing rate increases.. Since you are leasing for personal use, VAT at the prevailing rate is also included. At the end of your lease, you return the car to the financier and can then proceed to hire another car, should you wish.

When leasing a car, you never own or pay for the vehicle outright. This means that you can drive a prestigious vehicle, without breaking the bank. Leasing a vehicle also means that you don’t need to worry about other risks of ownership, such as depreciation costs or the vehicle’s resale value. Other benefits include:

  • Low initial rental payments are available, but you also have options to pay more, which reduces your lease period
  • A choice of rental period, from between 24 to 60 months
  • Annual Road Tax is included for the full length of the contract
  • Exit the agreement at any time, however, early termination charges may be payable by you
  • Competitively priced maintenance packages, which include replacement tyres and regular servicing
  • You simply hand back the keys at the end of the lease period


Personal contract hire is perfectly suited for those who want to drive a luxury vehicle, but who don’t want to worry about the risks of ownership, or face depreciation costs when they sell their vehicle. As you never own the vehicle, these risks are faced by the lender when you hand back the vehicle at the end of the lease term.

PCH is perfect for those who wish to drive a high-end vehicle, but don’t wish to own the vehicle outright. As such, it is worth considering the following before entering into a PCH lease:

  • Personal Contract Hire is subject to status
  • Termination charges apply if you end the agreement early
  • Charges will be payable at the end of the contract if the car is not returned in a suitable condition Vehicle damage deemed outside of the BVRLA Fair Wear & Tear Standard will be re-charged.
  • You must provide Fully-Comprehensive Insurance for your vehicle for the duration of your lease agreement
  • Rentals are subject to the prevailing rate of VAT
  • You will never own the vehicle, even once your lease agreement has been paid in full.


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Regulatory Information

Morgan Highfield & Land and Prestige Car Leasing are trading names of Yorkshire Vehicle Finance Limited who are a credit broker, not a Lender. Yorkshire Vehicle Finance Limited is Authorised and Regulated by the Financial Conduct Authority - FRN 665369.

Morgan Highfield & Land is not an independent financial advisor and does not offer qualified tax advice. Any general information found on this website or otherwise is no substitute for your own qualified tax or legal advice. Lenders may pay us for introducing you to them.


BVRLA membership number – 0893

Contract Hire and all other methods of funding are subject to status, guarantees may be required. Different terms, mileages and contracts are available upon request.

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